Mulnix Animal Clinic - Small Animal Hospital - Fort Collins, Colorado
 
Is Pet Health Insurance Right For Me??

The first pet insurance policy sold in the United States was to protect TV’s heroic dog Lassie in 1982. Pet insurance has grown tremendously since then. Many policies of various levels are available now from multiple different companies. They may range anywhere from $5.00 to $80.00 per month depending on the level of coverage you want. Not all pet insurance is the same. Be sure to do your research. Some cover only accidents and not illnesses. Others cover cancer while many do not and most do not cover pre-existing conditions.
Pet health insurance helps you prepare for the unexpected, helping you pay your veterinary bills for your dog or cat. It can help insure you never have to choose between your pet’s well-being and your own personal finances.

Pet insurance differs from human health insurance in that you have to pay your veterinary bill, submit the claim to your insurance company, and they reimburse you directly. This is a form of property insurance.

Pet health insurance is becoming increasingly popular in the US. Still, far too many pets are uninsured and every year many are euthanized simply because their owners cannot afford the cost of medical care. If you cannot cover unexpected medical expenses with personal savings, credit cards, pet/human health credit cards, pet health insurance deserves your serious consideration.

The website petinsurancereview.com was designed to assist pet owners shopping for insurance and includes customer reviews and basic outlines of plans. The American Animal Hospital Association believes many people can manage expenses up to $500 but may have difficulty with expenses beyond that level. AAHAhealthypet.com endorses certain insurance policies that meet their high level of standards and have high-level deductibles.

Other Pet Insurance companies to consider include: Hartville Group Inc.

(Hartville Pet Insurance, ASPCA Pet Health Insurance and Petshealth Care Plan brands) Canton, Ohio

866-820-7764

www.hartvillegroup.com

Embrace Pet Insurance

Mayfield, Ohio

800-511-9172

www.embracepetinsurance.com

Pet First Healthcare

Jeffersonville, Ind.

866-937-7387

www.petfirsthealthcare.com

Petplan USA

Philadelphia

866-467-3875

www.gopetplan.com

Pets Best Insurance

Boise, Idaho

888-899-0402

www.petsbest.com

24PetWatch Insurance

Buffalo, N.Y.

888-897-7387

www.24Petwatch.com/petinsurance

Trupanion

Lynwood, Wash.

800-569-7913

www.trupanionpetinsurance.com

Veterinary Pet Insurance (VPI)

Brea, California

888-899-4VPI

www.petinsurance.com

Pet Partners Inc. (AKC)

Raleigh, N.C.

866-725-2747

www.akcpethealthcare.com/BHIA

PurinaCare Pet Health Insurance

San Antonio

877-878-7462

www.purinacare.com

 


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